S2S Silver Services promotes a different definition of balanced portfolio. Indeed, we prefer to use the term diversified portfolio. Your portfolio should contain a mixture of different types of investment products. Most important is that you also choose investment products that are not dependent on the results of the stock market. The mix would of course include some stock market products but it should also include products like annuities, precious metals or gems, real estate, and yes, even some CDs. We believe that this is the true definition of “balanced” and with this approach, when the Titanic starts to sink, you may be one of the lucky ones who has several lifeboats to keep your retirement nest egg afloat.
Working with S2S Silver Services will greatly simplify your life. Let us help you navigate the complex and confusing labyrinth of Medicare, Medicare supplements , and many other aspects of retirement planning. Take advantage of the best healthcare, annuity, and investment opportunities available. We will help you make sound financial decisions.
Nearly 45 million people are enrolled in Medicare due to their age, and around 90% of Medicare participants rely on supplemental plans to complete their coverage. But if you are healthy and not currently taking any prescription medications, do you really need Medicare Supplement plans in addition to your regular policy?
No one likes to think that their health could fail at any point, or that it will likely decline as you age. But it is important to keep these thoughts in mind, especially since the average 65-year-old American has a 70% chance of needing long-term care services in their lifetime.
When you take into consideration that the average medical expenses of a 65-year-old couple can total around $218,000 over 20 years, it's clear why so many people choose to invest in long-term care insurance. For the same reasons, Medicare supplement plans could be a huge money saver in the post-retirement years to come.
If you are wondering whether long-term care insurance is the right financial decision for you, then keep reading to learn more.
I have received so many questions over the years regarding the safety of certain investments so I would like to share with you about "safe" and "no risk" investments. I would like to define what those terms mean and how they apply to financial planning. Customers often believe investment choices are supposed to become more conservative and less risky as they approach retirement. They don't always know how to evaluate an investment's risk.